People talk about “investing in yourself.” The concept says to save some money now and you’ll have it when you’re retired.

But, what about the opposite?

Borrow from yourself today for the things you won’t need when you’re retired.

Bachelor / bachelorette parties, out-of-town weddings, family vacations, motorcycles are all good examples.

Easy to say you can’t afford these things today.

But chances are, your retired self will be happy to issue a loan for them so you can enjoy them in memory down the road.